HMOs are high-yield property investments that rent individual rooms to multiple tenants under one roof. This guide explains what an HMO is, the main types, UK licensing rules, benefits, and responsibilities every investor must know before getting started.

Investing in the UK often comes down to two main choices — property or stocks. Both can grow your wealth, but they work in very different ways. This guide breaks down how UK property compares with the stock market in terms of stability, returns, and long-term potential, helping you choose the right path to build lasting financial security.