Turn a tired property into quick capital
Buy undervalued, renovate smart, sell at full market price. Flipping generates lump-sum capital you can reinvest — but it demands sharp sourcing and tight execution.
The numbers before you go deeper
The flip process
Five stages from sourcing to profit. Every step is designed to protect your margin and keep the project on track.
Source below market value
We find distressed, probate, or off-market properties priced well below comparable sales. The margin is made at purchase, not at sale.
Plan the renovation
Detailed scope of works, fixed-price contractor quotes, and a project timeline. We focus on changes that add the most value per pound spent.
Refurbish to sell
Kitchen, bathroom, flooring, and cosmetic finishes designed to appeal to the target buyer. No over-specification — every pound must earn a return.
Market and sell
Professional staging, photography, and marketing through estate agents. Priced to sell quickly and avoid holding cost bleed.
You receive your profit
Once sold, your original capital plus profit is returned. Typical turnaround: 9–12 months from purchase to completion.
Is flipping right for you?
- You want a lump sum of capital rather than monthly income
- You have £150,000+ and want to see returns within 9–12 months
- You’re comfortable with a higher-risk strategy for quicker rewards
- You understand that flipping profits are taxed as income, not capital gains
- You’d prefer we manage the renovation and sale process for you
What could go wrong
Flipping is the most time-sensitive property strategy. Here's what can eat your profit.
Shrinking margins
Average flip margins have dropped to around 10% gross. After stamp duty (5% surcharge), renovation costs, and finance charges, net profit can be slim or zero.
Renovation overruns
Unexpected structural issues, supply delays, or contractor problems can blow your budget. Every extra week adds holding costs.
Stamp duty
The additional dwelling surcharge (currently 5%) costs the average flipper £8,000–12,000. This alone can halve your gross profit.
Can’t sell quickly
If the market slows or you’ve overpriced, the property sits. Every month unsold means more bridging interest, insurance, and council tax.
Income tax on profits
HMRC treats flipping profits as trading income, not capital gains. Higher-rate taxpayers face 40–45% tax on profits.
No fallback income
Unlike buy-to-let or BRR, a flip generates no rental income. If you can’t sell, you have no cash flow cushion — only costs.
What a real flip looks like
A realistic breakdown using current market costs. No cherry-picked numbers — this is what a typical deal looks like after every expense.
This example shows a successful flip where the property was purchased significantly below market value (BMV). This level of return requires sharp sourcing and is not typical. Many flips in the current market break even or make a loss after all costs and tax. Actual returns will vary.
Think flipping fits your goals?
Book a free call and we'll show you whether a flip makes sense for your situation — or if another strategy would serve you better.
Important: Property investment carries risk. The value of your investment and any income from it can go down as well as up, and you may get back less than you invest. The figures, returns and projections on this page are estimates based on market data and are not guaranteed. Past performance is not a reliable indicator of future results. Nothing on this page constitutes financial, tax or legal advice. You should seek independent financial advice from a qualified professional before making any investment decision. PREPG3 is not authorised or regulated by the Financial Conduct Authority.